SSD Overview

Social Security Disability Overview

Social Security Disability

It is a frightening thought, but we are all in danger of becoming disabled at any time. Whether as a result of an illness or injury, a disability can leave you unable to provide for yourself and your family. If you are faced with a disability that impairs your ability to earn an income, the Disability Attorneys of Arizona can help you obtain the Social Security Disability benefits you deserve.

What Is A Disability

The United States government provides financial benefits for those who are disabled through the Social Security Administration (SSA). The SSA defines a disability as the inability to engage in substantial gainful activity due to a medically determinable impairment that has lasted or is expected to last a minimum of 12 months or result in death. If you are suffering from a physical or mental impairment that has left you unable to work, you may be entitled to benefits.

What Types of Benefits Are Available?

The government offers two main types of benefits to those who are disabled. The first is Social Security Disability Insurance (SSD or SSDI). SSDI is a benefit that is earned by paying into the system through income tax contributions. It does not matter how much money you have paid into the system; only the duration of your payments is measured. If you have paid in for a sufficient number of quarters annually, you are eligible for this benefit regardless of your financial situation. The government will also provide financial compensation if you, your spouse or your child or children become disabled and unable to work. Even legal permanent residents who have paid in for the required length of time can receive SSDI.

The second type of disability benefit provided by the government is Supplemental Security Insurance (SSI). SSI is available to those with few financial resources who are disabled and therefore unable to work. This program is means-tested, so even those who have never worked may be eligible. You do not have to be a U.S. citizen to qualify for SSI; even permanent legal residents can apply.

Why Do You Need A Disability Lawyer

Even though the government provides these benefits, they are not easy to obtain. You must subject yourself to a rigorous administrative process in order to receive financial assistance of this kind. First, you must determine if you are eligible for SSDI or SSI, or both. You then must file an initial Social Security Disability application, which should include sufficient background information and documentary evidence. If you do not provide all of the necessary data, your Social Security claim will be denied. Even when you submit a complete application with all necessary documentation, it is possible that your claim will be denied. If you have received a Social Security disability denial for any reason, you may be able to appeal the decision. The appeals process is even more complicated than the initial application. Therefore, it is not only desirable but essential, that you have an experienced Social Security Disability lawyer to guide you through.

Arizona Social Security Disability Law Firm

If you think that you might be entitled to government benefits due to a disability, you should speak to an attorney right away. Contact our disability attorneys at 800.975.1866 for a consultation today.